If you lost your health insurance coverage for any reason (including COVID-19) in the past 60 days or you expect to lose coverage in the next 60 days or had a major life event such as marriage, relocation, or a new baby, you may qualify for a Special Enrollment Period. You may also qualify if you lost health coverage through your employer more than 60 days ago-but since January 1, 2020-and you couldn’t enroll in health insurance coverage due to COVID-19.
If you voluntarily drop your coverage, you cannot qualify for a Special Enrollment Period unless you also had a decrease in household income or a change in your previous coverage that made you eligible.