f.a.q

Save on health care Costs
Pay no more than 85-90 % out-of-pocket cost for a 30-day supply of covered, eligible medications with all Swagrass individual and family healthcare programs..

Our whole-person health approach helps lower total health care costs and helps improves health outcomes by integrating the physical, emotional, financial, social, and environmental aspects of your employees’ health.


Our ability to coordinate across medical plans, pharmacy, behavioral health, dental, vision, and more, provides a seamless view across all benefits, giving you the ability to manage costs – and care - holistically.


Whether through large national networks of health care providers or focused, local networks, we help your employees get the care they need at a cost they can afford. We partner with providers who have committed to deliver coordinated, quality, and cost-efficient care.


Our engagement solutions and advocates support, well-being, and productivity one to one and at the workplace to help your employees reach their health goals. And the Swagrass website make it easy for your employees to manage their coverage details, claims, appointment reminders, spending, health goals, and much more. We’re here, #365 Day.


We offer real solutions for real life, delivering real value to you and your employees for That Swagrass here .

 Check to see if your plan covers telehealth visits. With telehealth, you can talk to a board-certified doctor by phone or online video chat – anytime, day or night. A telehealth visit can be a quick, convenient, and cost-effective option when your health care provider isn’t available.

You can avoid unexpected medical bills by knowing how your plan works. Certain choices you make can affect what you'll pay out-of-pocket. Know the difference between in-network and out-of-network care to help save on health care expenses.What's the difference between in-network and out-of-network?
To help you save money, most health plans provide access to a network of doctors, facilities and pharmacies. These doctors and facilities must meet certain credentialing requirements and agree to accept a discounted rate for covered services under the health plan in order to be part of the network. These health care providers are considered in-network.


If a doctor or facility has no contract with your health plan, they're considered out-of-network and can charge you full price. It's usually much higher than the in-network discounted rate.What's the difference between in-network and out-of-network?
To help you save money, most health plans provide access to a network of doctors, facilities and pharmacies. These doctors and facilities must meet certain credentialing requirements and agree to accept a discounted rate for covered services under the health plan in order to be part of the network. These health care providers are considered in-network.


If a doctor or facility has no contract with your health plan, they're considered out-of-network and can charge you full price. It's usually much higher than the in-network discounted rate.